Let’s face the facts. Dental work is expensive! Here are some tips to help you fit regular dental care into your budget.
- If you have dental insurance, USE IT! Most dental insurances renew on January 1. If you haven’t used your benefit, you will lose it. A majority of dental insurance plans cover x-rays, exam and cleaning at NO COST to the subscriber. Other dental procedures may have co-pays. If you need extensive work, try to get as much done as possible before your insurance renews. Use it or lose it.
- If you can participate in a Health Flexible Spending Plan (FSA), do so, resulting in savings to you. Contact your HR Representative to find out how FSA works. . In most cases, an individual can make tax-deductible contributions up to $3550 in 2020 ($7100 per family) and those pretax payroll contributions can be used for dental expenses, resulting in tax savings.
- Many dentists participate in a health credit card, such as Care Credit. If you qualify for the card, my office allows you to use the card to pay off dental bills within 6 months, interest free to you. We pay the credit card’s interest fee for you!
- Don’t procrastinate on dental work. The longer you wait to see the dentist, the more expensive the repair will be. The best way to keep down dental bills is with regular 6 month checkups. Don’t delay! See the dentist before 2021!
For more information, go to www.agoldensmile.com
For an appointment, call 856-768-3332.